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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,404 | $81,446-66.4% | $103,374-73.5% | $80,874-66.1% |
| Participation rate | 50.0% | 66.9%-16.9pp | 74.5%-24.5pp | 67.6%-17.6pp |
| Annual return | 14.11% | 25.57%-11.5pp | 24.89%-10.8pp | 35.62%-21.5pp |
| Employer contribution / active EE | $1,918 | $3,107-38.3% | $3,869-50.4% | $2,756-30.4% |
| Participant deferral / active EE | $3,717 | $3,870-3.9% | $5,058-26.5% | $4,297-13.5% |
| Admin fee / account holder | $646 | $6,715-90.4% | $8,394-92.3% | $6,935-90.7% |