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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,404 | $81,504-66.4% | $102,437-73.2% | $80,959-66.2% |
| Participation rate | 50.0% | 66.9%-16.9pp | 74.5%-24.5pp | 67.7%-17.7pp |
| Annual return | 14.11% | 25.60%-11.5pp | 24.95%-10.8pp | 35.67%-21.6pp |
| Employer contribution / active EE | $1,918 | $3,104-38.2% | $3,871-50.5% | $2,757-30.5% |
| Participant deferral / active EE | $3,717 | $3,871-4.0% | $5,060-26.5% | $4,300-13.6% |
| Admin fee / account holder | $646 | $6,719-90.4% | $8,388-92.3% | $6,925-90.7% |