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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,038 | $106,749-75.6% | $145,433-82.1% | $82,448-68.4% |
| Participation rate | 65.8% | 75.6%-9.9pp | 82.1%-16.3pp | 68.1%-2.3pp |
| Annual return | 38.63% | 27.59%+11.0pp | 66.58%-27.9pp | 41.64%-3.0pp |
| Employer contribution / active EE | $1,823 | $3,444-47.1% | $4,554-60.0% | $2,551-28.6% |
| Participant deferral / active EE | $3,570 | $6,519-45.2% | $7,897-54.8% | $4,139-13.8% |
| Admin fee / account holder | $368 | $8,390-95.6% | $13,129-97.2% | $7,234-94.9% |