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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,901 | $169,356-79.4% | $129,406-73.0% | $145,897-76.1% |
| Participation rate | 90.5% | 76.5%+14.0pp | 69.6%+20.8pp | 80.3%+10.2pp |
| Annual return | 26.77% | 14418.62%-14391.8pp | 9468.18%-9441.4pp | 552.29%-525.5pp |
| Employer contribution / active EE | $3,320 | $5,542-40.1% | $4,155-20.1% | $4,663-28.8% |
| Participant deferral / active EE | $5,764 | $4,987+15.6% | $4,167+38.3% | $6,689-13.8% |
| Admin fee / account holder | $900 | $9,915-90.9% | $7,689-88.3% | $13,390-93.3% |