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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,449 | $23,330-55.2% | $64,489-83.8% | $82,448-87.3% |
| Participation rate | 67.2% | 68.3%-1.1pp | 67.7%-0.5pp | 68.1%-0.9pp |
| Annual return | 23.12% | 83.66%-60.5pp | 55.03%-31.9pp | 41.64%-18.5pp |
| Employer contribution / active EE | $601 | $824-27.0% | $1,523-60.5% | $2,551-76.4% |
| Participant deferral / active EE | $1,793 | $1,707+5.0% | $2,778-35.5% | $4,139-56.7% |
| Admin fee / account holder | $829 | $2,946-71.9% | $4,260-80.5% | $7,234-88.5% |