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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,554 | $155,555-73.3% | $146,866-71.7% | $155,188-73.2% |
| Participation rate | 40.0% | 84.0%-44.0pp | 82.5%-42.5pp | 80.8%-40.8pp |
| Annual return | 21.41% | 115.41%-94.0pp | 102.85%-81.4pp | 148.84%-127.4pp |
| Employer contribution / active EE | $1,771 | $4,647-61.9% | $4,425-60.0% | $4,248-58.3% |
| Participant deferral / active EE | $5,189 | $8,044-35.5% | $7,759-33.1% | $6,531-20.6% |
| Admin fee / account holder | $4,752 | $14,755-67.8% | $13,620-65.1% | $14,480-67.2% |