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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,554 | $162,136-74.4% | $152,301-72.7% | $154,746-73.1% |
| Participation rate | 40.0% | 84.1%-44.1pp | 82.4%-42.4pp | 80.7%-40.7pp |
| Annual return | 21.41% | 91.02%-69.6pp | 80.50%-59.1pp | 172.34%-150.9pp |
| Employer contribution / active EE | $1,771 | $4,890-63.8% | $4,624-61.7% | $4,379-59.6% |
| Participant deferral / active EE | $5,189 | $8,341-37.8% | $8,004-35.2% | $6,730-22.9% |
| Admin fee / account holder | $4,752 | $15,759-69.8% | $14,398-67.0% | $14,365-66.9% |