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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,874 | $111,535-92.0% | $105,223-91.6% | $137,256-93.5% |
| Participation rate | 90.5% | 78.1%+12.4pp | 75.0%+15.4pp | 80.0%+10.5pp |
| Annual return | 25.30% | 237.85%-212.6pp | 180.65%-155.4pp | 220.34%-195.0pp |
| Employer contribution / active EE | $1,487 | $3,939-62.3% | $3,689-59.7% | $4,156-64.2% |
| Participant deferral / active EE | $5,046 | $5,500-8.3% | $5,072-0.5% | $6,407-21.2% |
| Admin fee / account holder | $575 | $9,721-94.1% | $8,859-93.5% | $12,270-95.3% |