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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,132 | $76,608-93.3% | $56,077-90.8% | $145,877-96.5% |
| Participation rate | 87.0% | 63.2%+23.7pp | 52.5%+34.5pp | 80.3%+6.7pp |
| Annual return | 11.01% | 3009.59%-2998.6pp | 1709.28%-1698.3pp | 551.28%-540.3pp |
| Employer contribution / active EE | $0 | $1,382-100.0% | $1,040-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,341 | $2,624-10.8% | $1,954+19.8% | $6,691-65.0% |
| Admin fee / account holder | $779 | $3,325-76.6% | $2,825-72.4% | $13,402-94.2% |