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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,132 | $76,519-93.3% | $56,025-90.8% | $145,897-96.5% |
| Participation rate | 87.0% | 63.2%+23.7pp | 52.5%+34.4pp | 80.3%+6.7pp |
| Annual return | 11.01% | 3017.03%-3006.0pp | 1712.69%-1701.7pp | 552.29%-541.3pp |
| Employer contribution / active EE | $0 | $1,383-100.0% | $1,042-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,341 | $2,624-10.8% | $1,955+19.8% | $6,689-65.0% |
| Admin fee / account holder | $779 | $3,331-76.6% | $2,828-72.4% | $13,390-94.2% |