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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,703 | $23,330-71.3% | $64,489-89.6% | $82,448-91.9% |
| Participation rate | 76.0% | 68.3%+7.7pp | 67.7%+8.3pp | 68.1%+7.9pp |
| Annual return | 12.66% | 83.66%-71.0pp | 55.03%-42.4pp | 41.64%-29.0pp |
| Employer contribution / active EE | $349 | $824-57.7% | $1,523-77.1% | $2,551-86.3% |
| Participant deferral / active EE | $1,596 | $1,707-6.5% | $2,778-42.6% | $4,139-61.4% |
| Admin fee / account holder | $3,286 | $2,946+11.5% | $4,260-22.9% | $7,234-54.6% |