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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,008 | $70,366-9.0% | $66,674-4.0% | $138,895-53.9% |
| Participation rate | 66.7% | 76.2%-9.5pp | 73.7%-7.0pp | 79.9%-13.3pp |
| Annual return | 11.38% | 386.41%-375.0pp | 321.24%-309.9pp | 145.39%-134.0pp |
| Employer contribution / active EE | $2,869 | $2,765+3.8% | $2,620+9.5% | $4,194-31.6% |
| Participant deferral / active EE | $7,802 | $4,374+78.4% | $4,084+91.0% | $6,396+22.0% |
| Admin fee / account holder | $153 | $5,262-97.1% | $5,098-97.0% | $12,562-98.8% |