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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,316 | $76,407-89.1% | $150,298-94.5% | $82,448-89.9% |
| Participation rate | 43.2% | 66.4%-23.2pp | 77.8%-34.6pp | 68.1%-24.9pp |
| Annual return | 18.14% | 39.99%-21.9pp | 62.79%-44.6pp | 41.64%-23.5pp |
| Employer contribution / active EE | $515 | $2,614-80.3% | $4,154-87.6% | $2,551-79.8% |
| Participant deferral / active EE | $2,844 | $3,214-11.5% | $5,453-47.8% | $4,139-31.3% |
| Admin fee / account holder | $2,572 | $6,352-59.5% | $14,116-81.8% | $7,234-64.4% |