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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,832 | $160,070-52.6% | $147,117-48.5% | $145,897-48.0% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 16.76% | 98.69%-81.9pp | 420.54%-403.8pp | 552.29%-535.5pp |
| Employer contribution / active EE | $11,603 | $5,285+119.6% | $4,932+135.2% | $4,663+148.9% |
| Participant deferral / active EE | $18,968 | $8,419+125.3% | $8,065+135.2% | $6,689+183.6% |
| Admin fee / account holder | $1,415 | $15,035-90.6% | $12,993-89.1% | $13,390-89.4% |