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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,745 | $154,228-31.4% | $145,433-27.3% | $137,256-23.0% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 14.46% | 74.59%-60.1pp | 66.58%-52.1pp | 220.34%-205.9pp |
| Employer contribution / active EE | $7,409 | $4,804+54.2% | $4,554+62.7% | $4,156+78.3% |
| Participant deferral / active EE | $20,447 | $8,216+148.9% | $7,897+158.9% | $6,407+219.2% |
| Admin fee / account holder | $17,470 | $14,344+21.8% | $13,129+33.1% | $12,270+42.4% |