Retirement plan

INTEGRATED SPECIALTY COVERAGES, LLC 401(K) PLAN

Name: INTEGRATED SPECIALTY COVERAGES, LLC - INTEGRATED SPECIALTY COVERAGES, LLC 401(K) PLAN (2024) Form 5500
Creator: INTEGRATED SPECIALTY COVERAGES, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, INTEGRATED SPECIALTY COVERAGES, LLC 401(K) PLAN, INTEGRATED SPECIALTY COVERAGES, LLC

INTEGRATED SPECIALTY COVERAGES, LLCEIN 83-1871538Plan #001PY 2024

1811 ASTON AVENUE, SUITE 200 - CARLSBAD, CA 92008760-599-7242LinkedIn11-50 employeesglass, ceramics & concrete

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$20.6M

+33.7% from 2023

Total participants

366

+3.4% from 2023

Average account balance

$75,216

+17.1% from 2023

Annual return

23.71%

-432.58 pp from 2023

Benchmarks

See 1,548 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants250-999

Cohort1,548 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$20.61M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$75K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

274

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

72.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.27M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+23.71%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$17

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
PRIVATE ADVISOR GROUP LLC3 years Service code 27 65 MADISON AVE SUITE 300 · MORRISTOWN, NJ 07960	Advisory (Plan)	$39,765
ECONOMIC GROUP PENSION SERVICES2 years Service code 13 · EIN 13-3180178 917 WESTERN AMERICA CIRCLE STE 500 · MOBILE, AL 36609	Contract Administrator	$5,420
GREAT-WEST LIFE & ANNUITY INSURANCE3 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$0

Plan features & details

Pension benefit codes2E2J2F2G2R3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$5K

$14 / participant

Contract admin$5K100.0%

% of EOY assets

0.022%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: LARSON & COMPANY PC
Auditor EIN: 870516083
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$75,216

$129,159-41.8%

$184,243-59.2%

$77,714-3.2%

Participation rate

72.6%

87.4%-14.7pp

86.8%-14.2pp

70.6%+2.0pp

Annual return

23.71%

33.22%-9.5pp

28.82%-5.1pp

31.26%-7.5pp

Employer contribution / active EE

$3,137

$4,410-28.9%

$6,427-51.2%

$2,727+15.1%

Participant deferral / active EE

$6,607

$7,305-9.6%

$9,132-27.7%

$4,649+42.1%

Admin fee / account holder

$17

$256-93.5%

$13,914-99.9%

$433-96.1%

Provider

Service type

Compensation

PRIVATE ADVISOR GROUP LLC3 years

Service code 27

65 MADISON AVE SUITE 300 · MORRISTOWN, NJ 07960

Advisory (Plan)

$39,765

ECONOMIC GROUP PENSION SERVICES2 years

Service code 13 · EIN 13-3180178

917 WESTERN AMERICA CIRCLE STE 500 · MOBILE, AL 36609

Contract Administrator

$5,420

GREAT-WEST LIFE & ANNUITY INSURANCE3 years

Filed as: EMPOWER ANNUITY INSURANCE COMPANY

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

INTEGRATED SPECIALTY COVERAGES, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

INTEGRATED SPECIALTY COVERAGES, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion