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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,622 | $116,167-76.2% | $64,489-57.2% | $137,256-79.9% |
| Participation rate | 28.6% | 68.2%-39.6pp | 67.7%-39.1pp | 80.0%-51.4pp |
| Annual return | 16.90% | 36.55%-19.7pp | 55.03%-38.1pp | 220.34%-203.4pp |
| Employer contribution / active EE | $313 | $2,483-87.4% | $1,523-79.4% | $4,156-92.5% |
| Participant deferral / active EE | $1,806 | $4,215-57.1% | $2,778-35.0% | $6,407-71.8% |
| Admin fee / account holder | $965 | $6,188-84.4% | $4,260-77.3% | $12,270-92.1% |