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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,674 | $67,823-60.7% | $52,425-49.1% | $137,256-80.6% |
| Participation rate | 87.5% | 63.9%+23.6pp | 55.6%+31.9pp | 80.0%+7.5pp |
| Annual return | 36.70% | 219.11%-182.4pp | 302.12%-265.4pp | 220.34%-183.6pp |
| Employer contribution / active EE | $1,988 | $1,163+70.9% | $914+117.4% | $4,156-52.2% |
| Participant deferral / active EE | $4,901 | $2,288+114.2% | $1,790+173.8% | $6,407-23.5% |
| Admin fee / account holder | $2,840 | $2,844-0.1% | $2,495+13.8% | $12,270-76.9% |