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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,113 | $76,522-75.0% | $56,033-65.9% | $145,884-86.9% |
| Participation rate | 44.4% | 63.2%-18.8pp | 52.5%-8.0pp | 80.3%-35.9pp |
| Annual return | 16.83% | 3014.28%-2997.4pp | 1711.38%-1694.5pp | 551.85%-535.0pp |
| Employer contribution / active EE | $1,602 | $1,382+15.9% | $1,041+53.9% | $4,662-65.6% |
| Participant deferral / active EE | $3,216 | $2,624+22.6% | $1,954+64.6% | $6,690-51.9% |
| Admin fee / account holder | $8,254 | $3,328+148.0% | $2,827+192.0% | $13,392-38.4% |