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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,110 | $132,634-26.8% | $115,768-16.1% | $137,256-29.2% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.4%+0.6pp | 80.0%-5.0pp |
| Annual return | 10.66% | 160.70%-150.0pp | 100.46%-89.8pp | 220.34%-209.7pp |
| Employer contribution / active EE | $176 | $3,360-94.8% | $2,940-94.0% | $4,156-95.8% |
| Participant deferral / active EE | $2,100 | $5,619-62.6% | $4,917-57.3% | $6,407-67.2% |
| Admin fee / account holder | $6,178 | $15,028-58.9% | $12,439-50.3% | $12,270-49.6% |