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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,073 | $129,737-88.4% | $119,126-87.3% | $154,746-90.3% |
| Participation rate | 71.4% | 78.9%-7.4pp | 75.8%-4.3pp | 80.7%-9.3pp |
| Annual return | 24.36% | 379.08%-354.7pp | 282.11%-257.7pp | 172.34%-148.0pp |
| Employer contribution / active EE | $1,851 | $4,375-57.7% | $4,034-54.1% | $4,379-57.7% |
| Participant deferral / active EE | $3,148 | $5,842-46.1% | $5,318-40.8% | $6,730-53.2% |
| Admin fee / account holder | $474 | $11,961-96.0% | $10,693-95.6% | $14,365-96.7% |