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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,489 | $172,111-74.7% | $150,298-71.1% | $137,256-68.3% |
| Participation rate | 88.9% | 81.7%+7.2pp | 77.8%+11.1pp | 80.0%+8.9pp |
| Annual return | 19.57% | 69.37%-49.8pp | 62.79%-43.2pp | 220.34%-200.8pp |
| Employer contribution / active EE | $2,182 | $4,636-52.9% | $4,154-47.5% | $4,156-47.5% |
| Participant deferral / active EE | $9,793 | $6,166+58.8% | $5,453+79.6% | $6,407+52.8% |
| Admin fee / account holder | $2,248 | $16,471-86.4% | $14,116-84.1% | $12,270-81.7% |