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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,204 | $108,911-84.2% | $100,392-82.9% | $145,884-88.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 17.65% | 58.23%-40.6pp | 49.45%-31.8pp | 551.85%-534.2pp |
| Employer contribution / active EE | $3,632 | $4,420-17.8% | $3,941-7.8% | $4,662-22.1% |
| Participant deferral / active EE | $6,017 | $8,459-28.9% | $8,090-25.6% | $6,690-10.1% |
| Admin fee / account holder | $3,767 | $9,698-61.2% | $7,904-52.3% | $13,392-71.9% |