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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,151 | $156,398-78.2% | $147,318-76.8% | $138,895-75.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 7.51% | 78.75%-71.2pp | 70.43%-62.9pp | 145.39%-137.9pp |
| Employer contribution / active EE | $6,075 | $4,853+25.2% | $4,593+32.3% | $4,194+44.8% |
| Participant deferral / active EE | $3,117 | $8,237-62.2% | $7,906-60.6% | $6,396-51.3% |
| Admin fee / account holder | $3,893 | $14,976-74.0% | $13,708-71.6% | $12,562-69.0% |