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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,145 | $57,140+50.8% | $85,240+1.1% | $80,959+6.4% |
| Participation rate | 97.6% | 56.4%+41.2pp | 67.5%+30.0pp | 67.7%+29.9pp |
| Annual return | 17.76% | 21.71%-4.0pp | 66.75%-49.0pp | 35.67%-17.9pp |
| Employer contribution / active EE | $19,651 | $1,802+990.5% | $2,735+618.4% | $2,757+612.7% |
| Participant deferral / active EE | $14,021 | $3,115+350.1% | $4,527+209.7% | $4,300+226.0% |
| Admin fee / account holder | $2,343 | $4,992-53.1% | $6,165-62.0% | $6,925-66.2% |