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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 5905 E GALBRAITH RD STE 9000 · CINCINNATI, OH 45236 | Advisory (Plan) | $24,507 |
AMERICAN FUNDS5 years Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $23,521 |
Filed as: CREATIVE RETIREMENT SYSTEMS, INC Service code 13 25 MERCHANT STREET · CINCINNATI, OH 452463740 | Contract Administrator | $12,637 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,375 | $122,063-53.8% | $184,256-69.4% | $74,478-24.3% |
| Participation rate | 78.0% | 85.5%-7.5pp | 86.8%-8.8pp | 67.2%+10.8pp |
| Annual return | 13.58% | 19.92%-6.3pp | 28.85%-15.3pp | 1370.56%-1357.0pp |
| Employer contribution / active EE | $3,419 | $4,539-24.7% | $6,427-46.8% | $2,626+30.2% |
| Participant deferral / active EE | $5,919 | $7,144-17.2% | $9,133-35.2% | $4,350+36.1% |
| Admin fee / account holder | $310 | $1,253-75.3% | $13,899-97.8% | $1,946-84.1% |