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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,451 | $97,765-61.7% | $103,486-63.8% | $145,884-74.3% |
| Participation rate | 93.8% | 81.1%+12.6pp | 80.5%+13.2pp | 80.3%+13.4pp |
| Annual return | 13.48% | 25.44%-12.0pp | 23.93%-10.4pp | 551.85%-538.4pp |
| Employer contribution / active EE | $1,979 | $4,687-57.8% | $4,679-57.7% | $4,662-57.6% |
| Participant deferral / active EE | $12,602 | $6,606+90.8% | $6,628+90.1% | $6,690+88.4% |
| Admin fee / account holder | $1,030 | $12,505-91.8% | $9,354-89.0% | $13,392-92.3% |