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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,778 | $101,672-67.8% | $147,117-77.7% | $74,478-56.0% |
| Participation rate | 95.2% | 75.5%+19.7pp | 82.2%+13.1pp | 67.2%+28.0pp |
| Annual return | 24.02% | 8757.83%-8733.8pp | 420.54%-396.5pp | 1370.56%-1346.5pp |
| Employer contribution / active EE | $4,861 | $3,813+27.5% | $4,932-1.5% | $2,626+85.1% |
| Participant deferral / active EE | $8,418 | $7,305+15.2% | $8,065+4.4% | $4,350+93.5% |
| Admin fee / account holder | $5,140 | $1,753+193.2% | $12,993-60.4% | $1,946+164.1% |