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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,778 | $101,499-67.7% | $147,005-77.7% | $74,546-56.0% |
| Participation rate | 95.2% | 75.5%+19.7pp | 82.2%+13.1pp | 67.2%+28.0pp |
| Annual return | 24.02% | 8732.34%-8708.3pp | 418.76%-394.7pp | 1366.03%-1342.0pp |
| Employer contribution / active EE | $4,861 | $3,811+27.5% | $4,934-1.5% | $2,624+85.2% |
| Participant deferral / active EE | $8,418 | $7,304+15.2% | $8,070+4.3% | $4,347+93.6% |
| Admin fee / account holder | $5,140 | $1,748+194.1% | $13,006-60.5% | $1,944+164.5% |