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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,646 | $154,228-60.0% | $145,433-57.6% | $137,256-55.1% |
| Participation rate | 61.5% | 83.8%-22.3pp | 82.1%-20.6pp | 80.0%-18.4pp |
| Annual return | 19.88% | 74.59%-54.7pp | 66.58%-46.7pp | 220.34%-200.5pp |
| Employer contribution / active EE | $3,305 | $4,804-31.2% | $4,554-27.4% | $4,156-20.5% |
| Participant deferral / active EE | $7,304 | $8,216-11.1% | $7,897-7.5% | $6,407+14.0% |
| Admin fee / account holder | $13,784 | $14,344-3.9% | $13,129+5.0% | $12,270+12.3% |