Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,786 | $67,894-17.8% | $89,340-37.6% | $82,448-32.3% |
| Participation rate | 52.3% | 64.0%-11.8pp | 69.6%-17.3pp | 68.1%-15.8pp |
| Annual return | 15.89% | 19.21%-3.3pp | 20.57%-4.7pp | 41.64%-25.8pp |
| Employer contribution / active EE | $1,998 | $1,828+9.3% | $2,231-10.5% | $2,551-21.7% |
| Participant deferral / active EE | $3,660 | $3,072+19.1% | $3,823-4.3% | $4,139-11.6% |
| Admin fee / account holder | $12,193 | $5,723+113.1% | $6,704+81.9% | $7,234+68.5% |