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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,070 | $124,425+23.0% | $112,040+36.6% | $137,256+11.5% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 11.69% | 24.72%-13.0pp | 24.52%-12.8pp | 220.34%-208.7pp |
| Employer contribution / active EE | $2,917 | $3,411-14.5% | $2,954-1.3% | $4,156-29.8% |
| Participant deferral / active EE | $11,928 | $5,718+108.6% | $5,098+134.0% | $6,407+86.2% |
| Admin fee / account holder | $1,346 | $15,207-91.1% | $12,098-88.9% | $12,270-89.0% |