Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,852 | $88,360-78.7% | $145,433-87.0% | $67,986-72.3% |
| Participation rate | 49.5% | 65.5%-16.0pp | 82.1%-32.6pp | 57.2%-7.7pp |
| Annual return | 26.80% | 63.15%-36.4pp | 66.58%-39.8pp | 31.67%-4.9pp |
| Employer contribution / active EE | $1,017 | $3,054-66.7% | $4,554-77.7% | $2,019-49.6% |
| Participant deferral / active EE | $1,857 | $5,932-68.7% | $7,897-76.5% | $3,358-44.7% |
| Admin fee / account holder | $2,739 | $3,313-17.3% | $13,129-79.1% | $3,203-14.5% |