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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,126 | $183,539-47.6% | $155,556-38.2% | $145,897-34.1% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 14.98% | 61.31%-46.3pp | 64.84%-49.9pp | 552.29%-537.3pp |
| Employer contribution / active EE | $10,045 | $5,315+89.0% | $4,675+114.8% | $4,663+115.4% |
| Participant deferral / active EE | $4,870 | $6,467-24.7% | $5,631-13.5% | $6,689-27.2% |
| Admin fee / account holder | $2,362 | $19,275-87.7% | $15,885-85.1% | $13,390-82.4% |