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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,126 | $183,592-47.6% | $155,567-38.2% | $145,959-34.1% |
| Participation rate | 83.3% | 82.7%+0.7pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 14.98% | 61.24%-46.3pp | 64.74%-49.8pp | 561.95%-547.0pp |
| Employer contribution / active EE | $10,045 | $5,315+89.0% | $4,674+114.9% | $4,661+115.5% |
| Participant deferral / active EE | $4,870 | $6,464-24.7% | $5,628-13.5% | $6,689-27.2% |
| Admin fee / account holder | $2,362 | $19,318-87.8% | $15,916-85.2% | $13,398-82.4% |