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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,485 | $185,312-40.4% | $161,489-31.6% | $154,746-28.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 32.49% | 103.84%-71.4pp | 89.72%-57.2pp | 172.34%-139.9pp |
| Employer contribution / active EE | $17,891 | $4,769+275.1% | $4,268+319.2% | $4,379+308.5% |
| Participant deferral / active EE | $10,167 | $6,350+60.1% | $5,630+80.6% | $6,730+51.1% |
| Admin fee / account holder | $1,603 | $18,654-91.4% | $16,006-90.0% | $14,365-88.8% |