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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,485 | $172,111-35.8% | $150,298-26.5% | $137,256-19.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 32.49% | 69.37%-36.9pp | 62.79%-30.3pp | 220.34%-187.9pp |
| Employer contribution / active EE | $17,891 | $4,636+285.9% | $4,154+330.7% | $4,156+330.5% |
| Participant deferral / active EE | $10,167 | $6,166+64.9% | $5,453+86.5% | $6,407+58.7% |
| Admin fee / account holder | $1,603 | $16,471-90.3% | $14,116-88.6% | $12,270-86.9% |