Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,302 | $83,369-67.3% | $105,223-74.1% | $67,986-59.8% |
| Participation rate | 53.2% | 56.3%-3.1pp | 75.0%-21.8pp | 57.2%-4.0pp |
| Annual return | 22.06% | 24.64%-2.6pp | 180.65%-158.6pp | 31.67%-9.6pp |
| Employer contribution / active EE | $920 | $2,541-63.8% | $3,689-75.1% | $2,019-54.4% |
| Participant deferral / active EE | $4,725 | $3,295+43.4% | $5,072-6.8% | $3,358+40.7% |
| Admin fee / account holder | $1,396 | $4,073-65.7% | $8,859-84.2% | $3,203-56.4% |