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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,197 | $160,040-84.9% | $147,096-83.6% | $145,877-83.4% |
| Participation rate | 72.7% | 84.0%-11.3pp | 82.2%-9.5pp | 80.3%-7.6pp |
| Annual return | 11.92% | 98.49%-86.6pp | 419.75%-407.8pp | 551.28%-539.4pp |
| Employer contribution / active EE | $2,503 | $5,289-52.7% | $4,936-49.3% | $4,663-46.3% |
| Participant deferral / active EE | $3,887 | $8,429-53.9% | $8,071-51.8% | $6,691-41.9% |
| Admin fee / account holder | $1,134 | $15,050-92.5% | $13,005-91.3% | $13,402-91.5% |