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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,251 | $196,972+122.0% | $182,262+139.9% | $198,609+120.2% |
| Participation rate | 85.7% | 85.7%0pp | 84.2%+1.5pp | 82.4%+3.3pp |
| Annual return | 72.06% | 158.27%-86.2pp | 140.60%-68.5pp | 202.70%-130.6pp |
| Employer contribution / active EE | $4,575 | $5,364-14.7% | $5,046-9.3% | $5,055-9.5% |
| Participant deferral / active EE | $9,149 | $8,643+5.9% | $8,276+10.5% | $6,977+31.1% |
| Admin fee / account holder | $16,409 | $18,429-11.0% | $16,712-1.8% | $19,030-13.8% |