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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,251 | $162,136+169.7% | $152,301+187.1% | $154,746+182.6% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 72.06% | 91.02%-19.0pp | 80.50%-8.4pp | 172.34%-100.3pp |
| Employer contribution / active EE | $4,575 | $4,890-6.5% | $4,624-1.1% | $4,379+4.5% |
| Participant deferral / active EE | $9,149 | $8,341+9.7% | $8,004+14.3% | $6,730+35.9% |
| Admin fee / account holder | $16,409 | $15,759+4.1% | $14,398+14.0% | $14,365+14.2% |