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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,616 | $172,111-66.5% | $150,298-61.7% | $137,256-58.0% |
| Participation rate | 81.0% | 81.7%-0.8pp | 77.8%+3.2pp | 80.0%+1.0pp |
| Annual return | 20.93% | 69.37%-48.4pp | 62.79%-41.9pp | 220.34%-199.4pp |
| Employer contribution / active EE | $2,702 | $4,636-41.7% | $4,154-34.9% | $4,156-35.0% |
| Participant deferral / active EE | $6,981 | $6,166+13.2% | $5,453+28.0% | $6,407+9.0% |
| Admin fee / account holder | $668 | $16,471-95.9% | $14,116-95.3% | $12,270-94.6% |