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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,954 | $107,733-20.2% | $92,985-7.6% | $154,746-44.5% |
| Participation rate | 55.6% | 74.6%-19.0pp | 69.5%-13.9pp | 80.7%-25.1pp |
| Annual return | 20.89% | 30.39%-9.5pp | 27.99%-7.1pp | 172.34%-151.4pp |
| Employer contribution / active EE | $2,051 | $3,126-34.4% | $2,662-22.9% | $4,379-53.2% |
| Participant deferral / active EE | $4,755 | $5,053-5.9% | $4,377+8.6% | $6,730-29.3% |
| Admin fee / account holder | $561 | $11,369-95.1% | $9,463-94.1% | $14,365-96.1% |