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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,541 | $114,712-48.1% | $173,730-65.7% | $87,485-31.9% |
| Participation rate | 62.5% | 73.0%-10.5pp | 79.6%-17.1pp | 68.9%-6.4pp |
| Annual return | 49.55% | 20.18%+29.4pp | 19.96%+29.6pp | 26.06%+23.5pp |
| Employer contribution / active EE | $1,855 | $2,904-36.1% | $4,577-59.5% | $2,596-28.5% |
| Participant deferral / active EE | $3,487 | $4,642-24.9% | $6,326-44.9% | $4,274-18.4% |
| Admin fee / account holder | $4,458 | $10,210-56.3% | $17,523-74.6% | $7,775-42.7% |