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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,259 | $101,798-56.5% | $165,071-73.2% | $80,935-45.3% |
| Participation rate | 67.9% | 71.8%-3.9pp | 78.6%-10.7pp | 67.7%+0.3pp |
| Annual return | 18.82% | 16.73%+2.1pp | 70.17%-51.3pp | 35.66%-16.8pp |
| Employer contribution / active EE | $1,954 | $2,954-33.9% | $4,347-55.1% | $2,757-29.1% |
| Participant deferral / active EE | $2,725 | $4,476-39.1% | $6,035-54.9% | $4,299-36.6% |
| Admin fee / account holder | $385 | $8,221-95.3% | $12,695-97.0% | $6,924-94.4% |