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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,499 | $55,902-72.3% | $76,030-79.6% | $80,959-80.9% |
| Participation rate | 43.6% | 62.1%-18.5pp | 69.1%-25.5pp | 67.7%-24.1pp |
| Annual return | 16.29% | 20.59%-4.3pp | 361.54%-345.2pp | 35.67%-19.4pp |
| Employer contribution / active EE | $1,776 | $1,867-4.9% | $2,688-33.9% | $2,757-35.6% |
| Participant deferral / active EE | $3,949 | $3,051+29.5% | $4,257-7.2% | $4,300-8.2% |
| Admin fee / account holder | $276 | $5,239-94.7% | $6,421-95.7% | $6,925-96.0% |