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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,123 | $196,972-74.0% | $182,262-72.0% | $198,609-74.3% |
| Participation rate | 57.1% | 85.7%-28.6pp | 84.2%-27.1pp | 82.4%-25.2pp |
| Annual return | 19.87% | 158.27%-138.4pp | 140.60%-120.7pp | 202.70%-182.8pp |
| Employer contribution / active EE | $4,602 | $5,364-14.2% | $5,046-8.8% | $5,055-9.0% |
| Participant deferral / active EE | $5,544 | $8,643-35.8% | $8,276-33.0% | $6,977-20.5% |
| Admin fee / account holder | $1,373 | $18,429-92.6% | $16,712-91.8% | $19,030-92.8% |