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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,481 | $183,592-67.1% | $155,567-61.1% | $145,959-58.6% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 11.81% | 61.24%-49.4pp | 64.74%-52.9pp | 561.95%-550.1pp |
| Employer contribution / active EE | $1,168 | $5,315-78.0% | $4,674-75.0% | $4,661-74.9% |
| Participant deferral / active EE | $7,916 | $6,464+22.5% | $5,628+40.7% | $6,689+18.4% |
| Admin fee / account holder | $598 | $19,318-96.9% | $15,916-96.2% | $13,398-95.5% |