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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,481 | $183,516-67.0% | $155,534-61.1% | $145,884-58.5% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 11.81% | 61.43%-49.6pp | 64.92%-53.1pp | 551.85%-540.0pp |
| Employer contribution / active EE | $1,168 | $5,315-78.0% | $4,675-75.0% | $4,662-74.9% |
| Participant deferral / active EE | $7,916 | $6,467+22.4% | $5,630+40.6% | $6,690+18.3% |
| Admin fee / account holder | $598 | $19,293-96.9% | $15,900-96.2% | $13,392-95.5% |