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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,205 | $76,407-36.9% | $150,298-67.9% | $82,448-41.5% |
| Participation rate | 98.5% | 66.4%+32.1pp | 77.8%+20.8pp | 68.1%+30.5pp |
| Annual return | 24.85% | 39.99%-15.1pp | 62.79%-37.9pp | 41.64%-16.8pp |
| Employer contribution / active EE | $3,823 | $2,614+46.2% | $4,154-8.0% | $2,551+49.9% |
| Participant deferral / active EE | $4,470 | $3,214+39.1% | $5,453-18.0% | $4,139+8.0% |
| Admin fee / account holder | $818 | $6,352-87.1% | $14,116-94.2% | $7,234-88.7% |