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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,629 | $209,336-40.0% | $197,124-36.3% | $137,256-8.5% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 10.61% | 48.09%-37.5pp | 44.34%-33.7pp | 220.34%-209.7pp |
| Employer contribution / active EE | $4,500 | $6,591-31.7% | $6,227-27.7% | $4,156+8.3% |
| Participant deferral / active EE | $20,500 | $9,614+113.2% | $9,135+124.4% | $6,407+220.0% |
| Admin fee / account holder | $9,080 | $17,308-47.5% | $16,298-44.3% | $12,270-26.0% |