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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,915 | $142,354-53.7% | $125,529-47.5% | $155,188-57.5% |
| Participation rate | 34.8% | 78.1%-43.3pp | 74.7%-39.9pp | 80.8%-46.0pp |
| Annual return | 11.53% | 306.06%-294.5pp | 202.56%-191.0pp | 148.84%-137.3pp |
| Employer contribution / active EE | $869 | $3,501-75.2% | $3,058-71.6% | $4,248-79.5% |
| Participant deferral / active EE | $1,879 | $5,491-65.8% | $4,813-61.0% | $6,531-71.2% |
| Admin fee / account holder | $2,174 | $19,392-88.8% | $16,298-86.7% | $14,480-85.0% |