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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,915 | $132,099-50.1% | $115,599-43.0% | $138,895-52.5% |
| Participation rate | 34.8% | 77.9%-43.1pp | 74.3%-39.5pp | 79.9%-45.1pp |
| Annual return | 11.53% | 176.76%-165.2pp | 111.10%-99.6pp | 145.39%-133.9pp |
| Employer contribution / active EE | $869 | $3,416-74.5% | $2,955-70.6% | $4,194-79.3% |
| Participant deferral / active EE | $1,879 | $5,617-66.5% | $4,889-61.6% | $6,396-70.6% |
| Admin fee / account holder | $2,174 | $15,650-86.1% | $12,841-83.1% | $12,562-82.7% |