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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,915 | $132,634-50.3% | $115,768-43.1% | $137,256-52.0% |
| Participation rate | 34.8% | 77.9%-43.1pp | 74.4%-39.6pp | 80.0%-45.2pp |
| Annual return | 11.53% | 160.70%-149.2pp | 100.46%-88.9pp | 220.34%-208.8pp |
| Employer contribution / active EE | $869 | $3,360-74.1% | $2,940-70.4% | $4,156-79.1% |
| Participant deferral / active EE | $1,879 | $5,619-66.6% | $4,917-61.8% | $6,407-70.7% |
| Admin fee / account holder | $2,174 | $15,028-85.5% | $12,439-82.5% | $12,270-82.3% |