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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,491 | $209,336-21.4% | $197,124-16.6% | $137,256+19.8% |
| Participation rate | 50.0% | 87.3%-37.3pp | 86.7%-36.7pp | 80.0%-30.0pp |
| Annual return | 25.91% | 48.09%-22.2pp | 44.34%-18.4pp | 220.34%-194.4pp |
| Employer contribution / active EE | $7,121 | $6,591+8.0% | $6,227+14.3% | $4,156+71.3% |
| Participant deferral / active EE | $15,500 | $9,614+61.2% | $9,135+69.7% | $6,407+141.9% |
| Admin fee / account holder | $334 | $17,308-98.1% | $16,298-98.0% | $12,270-97.3% |