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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,819 | $227,399-86.4% | $189,758-83.8% | $198,609-84.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 20.59% | 61.03%-40.4pp | 52.62%-32.0pp | 202.70%-182.1pp |
| Employer contribution / active EE | $2,207 | $5,526-60.1% | $4,767-53.7% | $5,055-56.3% |
| Participant deferral / active EE | $6,976 | $6,837+2.0% | $5,856+19.1% | $6,9770% |
| Admin fee / account holder | $2,077 | $25,162-91.7% | $20,388-89.8% | $19,030-89.1% |