Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,422 | $90,400-84.0% | $186,193-92.3% | $87,485-83.5% |
| Participation rate | 64.5% | 66.2%-1.7pp | 77.1%-12.6pp | 68.9%-4.4pp |
| Annual return | 10.97% | 22.15%-11.2pp | 78.03%-67.1pp | 26.06%-15.1pp |
| Employer contribution / active EE | $395 | $2,170-81.8% | $3,918-89.9% | $2,596-84.8% |
| Participant deferral / active EE | $1,713 | $4,330-60.4% | $6,513-73.7% | $4,274-59.9% |
| Admin fee / account holder | $812 | $8,673-90.6% | $11,058-92.7% | $7,775-89.6% |