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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,975 | $106,749-68.2% | $145,433-76.6% | $82,448-58.8% |
| Participation rate | 67.9% | 75.6%-7.7pp | 82.1%-14.2pp | 68.1%-0.1pp |
| Annual return | 22.64% | 27.59%-4.9pp | 66.58%-43.9pp | 41.64%-19.0pp |
| Employer contribution / active EE | $3,409 | $3,444-1.0% | $4,554-25.1% | $2,551+33.6% |
| Participant deferral / active EE | $6,300 | $6,519-3.4% | $7,897-20.2% | $4,139+52.2% |
| Admin fee / account holder | $3,199 | $8,390-61.9% | $13,129-75.6% | $7,234-55.8% |