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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,975 | $99,875-66.0% | $146,866-76.9% | $86,983-60.9% |
| Participation rate | 67.9% | 75.8%-7.9pp | 82.5%-14.6pp | 69.5%-1.6pp |
| Annual return | 22.64% | 28.10%-5.5pp | 102.85%-80.2pp | 25.83%-3.2pp |
| Employer contribution / active EE | $3,409 | $3,224+5.7% | $4,425-22.9% | $2,584+31.9% |
| Participant deferral / active EE | $6,300 | $6,322-0.4% | $7,759-18.8% | $4,194+50.2% |
| Admin fee / account holder | $3,199 | $7,838-59.2% | $13,620-76.5% | $7,856-59.3% |