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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,669 | $172,111-85.7% | $150,298-83.6% | $137,256-82.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 36.56% | 69.37%-32.8pp | 62.79%-26.2pp | 220.34%-183.8pp |
| Employer contribution / active EE | $1,065 | $4,636-77.0% | $4,154-74.4% | $4,156-74.4% |
| Participant deferral / active EE | $3,780 | $6,166-38.7% | $5,453-30.7% | $6,407-41.0% |
| Admin fee / account holder | $433 | $16,471-97.4% | $14,116-96.9% | $12,270-96.5% |