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| Provider | Service type | Compensation |
|---|---|---|
DAVID ROMANO4 years Filed as: DAVID VAUGHN INVESTMENTS, LLC Service code 27 · EIN 37-1272863 | Advisory (Plan) | $63,226 |
Service code 15 · EIN 36-4389114 | Recordkeeping | $25,845 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB TRUST BANK Service code 18 · EIN 82-3967259 | Custodial (securities); Custodial (ot... | $4,959 |
CHARLES SCHWAB & CO., INC.4 years Service code 15 · EIN 94-1737782 | Recordkeeping | $31 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,549 | $55,446+106.6% | $155,574-26.4% | $74,429+53.9% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | 14.65% | 269.20%-254.5pp | 64.87%-50.2pp | 1368.38%-1353.7pp |
| Employer contribution / active EE | $4,510 | $2,266+99.0% | $4,676-3.5% | $2,625+71.8% |
| Participant deferral / active EE | $3,905 | $2,836+37.7% | $5,629-30.6% | $4,348-10.2% |
| Admin fee / account holder | $555 | $1,743-68.2% | $15,914-96.5% | $1,944-71.5% |