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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,074 | $97,550-82.5% | $120,344-85.8% | $87,485-80.5% |
| Participation rate | 82.8% | 72.8%+9.9pp | 76.7%+6.0pp | 68.9%+13.8pp |
| Annual return | 16.65% | 18.41%-1.8pp | 20.30%-3.7pp | 26.06%-9.4pp |
| Employer contribution / active EE | $1,985 | $2,291-13.3% | $3,020-34.3% | $2,596-23.5% |
| Participant deferral / active EE | $4,009 | $4,230-5.2% | $5,135-21.9% | $4,274-6.2% |
| Admin fee / account holder | $3,553 | $9,543-62.8% | $12,742-72.1% | $7,775-54.3% |