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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,986 | $154,228-80.6% | $145,433-79.4% | $137,256-78.2% |
| Participation rate | 95.8% | 83.8%+12.0pp | 82.1%+13.7pp | 80.0%+15.9pp |
| Annual return | 16.83% | 74.59%-57.8pp | 66.58%-49.7pp | 220.34%-203.5pp |
| Employer contribution / active EE | $5,197 | $4,804+8.2% | $4,554+14.1% | $4,156+25.0% |
| Participant deferral / active EE | $2,484 | $8,216-69.8% | $7,897-68.5% | $6,407-61.2% |
| Admin fee / account holder | $2,567 | $14,344-82.1% | $13,129-80.4% | $12,270-79.1% |