Retirement plan

GRAVES-LIGHT PRIVATE WEALTH MANAGEMENT, INC. RETIREMENT SAVINGS PLAN

Name: GRAVES-LIGHT PRIVATE WEALTH MANAGEMENT, - GRAVES-LIGHT PRIVATE WEALTH MANAGEMENT, INC. RETIREMENT SAVINGS PLAN (2025) Form 5500
Creator: GRAVES-LIGHT PRIVATE WEALTH MANAGEMENT,
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GRAVES-LIGHT PRIVATE WEALTH MANAGEMENT, INC. RETIREMENT SAVINGS PLAN, GRAVES-LIGHT PRIVATE WEALTH MANAGEMENT,

GRAVES-LIGHT PRIVATE WEALTH MANAGEMENT,EIN 83-1439373Plan #001PY 2025

100 S MASON ST STE C - HARRISONBURG, VA 228014022540-433-3076

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$11.6M

+26.0% from 2024

Total participants

0.0% from 2024

Average account balance

$1,163,087

+26.0% from 2024

Annual return

20.16%

+6.08 pp from 2024

Benchmarks

See 17,871 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants<25

Cohort17,871 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.63M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$1.2M

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$555K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$55K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+20.16%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1456

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$15K

$1456 / participant

Other / not subdivided$15K100.0%

% of EOY assets

0.125%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$1,163,087

$223,823+419.6%

$211,142+450.9%

$154,746+651.6%

Participation rate

100.0%

87.9%+12.1pp

87.3%+12.7pp

80.7%+19.3pp

Annual return

20.16%

50.39%-30.2pp

46.84%-26.7pp

172.34%-152.2pp

Employer contribution / active EE

$34,700

$6,787+411.3%

$6,442+438.6%

$4,379+692.4%

Participant deferral / active EE

$20,795

$9,750+113.3%

$9,284+124.0%

$6,730+209.0%

Admin fee / account holder

$1,456

$19,707-92.6%

$19,076-92.4%

$14,365-89.9%

GRAVES-LIGHT PRIVATE WEALTH MANAGEMENT, INC. RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GRAVES-LIGHT PRIVATE WEALTH MANAGEMENT, INC. RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion